Risk Analyst
Scotts Miracle-Gro

Here at Scotts Miracle-Gro there is no such thing as a typical day. Our culture is constantly energized by new and exciting growth opportunities and at a rapid pace. Below are details on an open job. If the role interests you and you would like to be considered we encourage you to apply!

We are looking for a Risk Analyst who will join our Corporate Risk Department team based in Marysville, OH.

The Risk Analyst (RA) will be responsible for supporting and collaborating with internal business units and external partners to support the risk management function. The risk management function consists of identifying, assessing, and prioritizing risks in order to minimize the potential negative impacts on an organization, project, or individual. It involves coordinating and implementing strategies to manage or mitigate those risks, ensuring that potential threats are effectively addressed and that opportunities are maximized. The goal is to protect resources, ensure safety, maintain continuity, and achieve objectives within an acceptable level of risk. Effective risk management helps organizations avoid or reduce damage, comply with regulations, improve decision-making, and protect long-term value.

Primary responsibilities for this role include support of all aspects of the corporate risk team including ad-hoc support of the enterprise risk management program.. This position involves analyzing insurance policies including risk data in the form of loss runs, developing risk mitigation strategies, and assisting in the implementation of risk management practices. The RA works closely with the Manager, Enterprise Risk & Insurance as well as other departments to ensure effective risk management.

What you'll do in this role:
-Compile and analyze underwriting submissions for global insurance placements, review proposals, and assist in making recommendations to management
-Provide General Liability and Automobile Liability claim guidance by completing settlement analysis, providing recommendations to management and assisting business partners with complex claims, and administering the claim review processes
-Maintain policy documentation, including following up on outstanding items, reviewing documents to ensure accuracy
-Collaborate with various departments to ensure risk mitigation strategies are integrated into operational processes and assist partners with evaluating the impact of identified risks on the organization
-Assist management with the preparation and documentation of ERM materials and assist with the coordination of ERM surveys and assessments
-Review regulatory changes, emerging risks and regularly communicate with internal stakeholders on updates
-Evaluate and maintain regular claim reports for businesses and accounting as well as analyzes exposures and claims data and communicates with finance functional leadership to drive risk mitigation and prevent financial losses
-Review contracts to identify potential risks and ensure compliance with company policies
-Administer the Insurance Certificate and Automobile ID Card processes and process payments
-Maintain relationships with third party vendors and maintain processes and build relationships with alternative vendors
-Helps manage relationships with third party service providers including brokers, insurers and other TPAs. Assist internal customers with inquiries and ensure management of processes are occurring as detailed.
-Help coordinate insurance expense payments and reserve adjustments
-Prepare the annual risk and insurance budget for review with management
-Acts as records retention contact for all Risk & Insurance records and helps lead the program efforts; The position coordinates activities related to the annual insurance renewal process including the issuance of insurance binders, invoices, policies, and endorsements; Maintains electronic copies of all documents.
-Assists with the issuance of surety bonds where required by regulatory agencies

What you'll need to be successful:
-Strong written and verbal communication skills are mandatory; requires ability to clearly and concisely communicate complex information.
-Excellent analytical, organizational, and time management skills.
-Experience multitasking, establishing priorities, remaining organized, focusing on details and working independently.
-Technologically savvy in order to drive effective means of analyzing and reporting critical business information.
-Team-oriented and be able to collaborate effectively in department and cross-departmental efforts.
-Possess always-positive demeanor, strong emotional and listening intelligence.
-Ironclad discretion in handling privileged and sensitive information delicately.
-Possessing thick skin and having a sense of humor and the ability to roll with the punches and keeping things in perspective.
-Ability to build and leverage a network and cultivate amazing networking skills.

Education & Experience:
-Bachelor's degree with minimum 2 years of experience in a corporate risk management department, insurance company or as an insurance broker OR High School Diploma/GED and 5 years of experience in a corporate risk management department, insurance company or insurance broker.
-Experience providing customer service to internal and external customers. Advanced knowledge of Google products (Sheets, Docs, and Slides) and MS Office (Excel, including pivot tables, Word, and PowerPoint).

The starting budgeted pay range for this role will generally fall between $65,900.00 - $77,500.00 per year. Scotts will consider various factors in determining the actual pay including your skills, qualifications, experience, and geographical location.

Here at ScottsMiracle-Gro, we believe providing an enriching and engaging employee experience is what sets us apart from other organizations. We recognize our employees are so much more than just their job title so we offer programs and benefits that support them in all aspects of their lives. Wondering how we do it? Below is a glimpse of our highlight reel...

• Our Live Total Health program provides you with options to align to your personal needs. Selections range from medical, dental and visioncoverage for you, your spouse/domestic partner and dependents to an outstanding wellness reimbursement program to an unbelievable 401K match (up to 7.5%)as well as a 15% discount on company stock and much more
  
• We know ourtalent is our most precious asset and your unique development contributes to our organization's success now and in the future. Career growth at our company is not always a ladder. It's much more like a rock climbing adventure. Grow through exploration and experiences rather than a predictable linear path.
  
• We value the importance of family. We provide access to Maven Family Planning and up to $30,000 to accommodate for adoption, fertility and surrogacy.
  
• Be part of something bigger by joining one of our Employee Resource Groups focusing on diversity and inclusion, family, education and sustainability: Scotts Women's Network, Scotts Black Employees' Network, Scotts Veterans Network, Scotts Young Professionals, Scotts Pride Network (GroPride), Scotts Associates for a Greener Earth (SAGE), Scotts Family TREE and our Associate Boards.
  
• Join a company with a strong belief in giving back to the communities where we live and work. We have a shared passion for service and volunteerism and believe participating in community service benefits our communities and strengthens our team.
  

Not interested in this role? Stay up to date on future opportunities by joining our ScottsMiracle-Gro and Hawthorne Gardening talent communities.

Scotts is an EEO Employer, dedicated to a culturally diverse, drug free workplace.

EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity

Notification to Agencies:

Please note that the Scotts Miracle-Gro company does not accept unsolicited resumes from recruiters or employment agencies. In the absence of a signed Master Service Agreement, and specific approval to submit resumes to an approved requisition, the Scotts Miracle-Gro company will not consider or approve payment regarding recruiter fees or referral compensations.

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